You Think You Won’t Qualify for Life Insurance, You’re Wrong!
Think you can’t qualify for life insurance? Think again.
You want to protect your loved ones for the future once you’re no longer around to provide for them. We all do. A life insurance policy can give you the peace of mind that when you are gone, your family will be protected.
However, you’re also worried that your health issues mean you won’t qualify for life insurance because it is meant for healthy people only. So what do you do?
Don’t despair—there is good life insurance out there for you! Whether you have heart disease, mental health issues, kidney or liver problems, or almost any other health condition, you can qualify for life insurance!
Looking at the Big Picture
About 85% of consumers agree that most people need life insurance, but the figures say that there is younger people and couples do not have life insurance for various reasons.
Let’s look at the facts about qualifying for life insurance!
There are plenty of reasons why someone may not have life insurance or may not qualify for it, including:
- Recent heart disease
- Heart disease prior to the age of 50
- Any recent major disease (cancer, liver, kidney issues)
- Major mental health issues (such as suicide attempts)
- Kidney and/or liver disease
- Wrongly assuming they won’t qualify
People do not attempt to buy a life insurance policy because they think that they will not qualify for on. We are here to put an end to the myth that only healthy people can get life insurance.
We are here to put an end to the myth that only healthy people can get life insurance.
Actually, almost any health history can be insured. The right company can get you insured at an affordable rate, even if you are dealing with any of the issues listed above.
Take a man in his late 40s, who had suffered a severe heart attack in his early 40s, and while he had been declined elsewhere, we were able to find a company that would insure him.
Another great example is mental health issues, many times consumers with mood disorder and or depression with multiple medications are not insurable. Some people with mood disorders may be able to purchase a policy because every company’s underwriting departments have unique fill qualities. An individual who had been declined multiple times for a policy because of a mood disorder was able to secure permanent insurance because he had a steady job.
If you are dealing with health conditions, life insurance companies love seeing that you’re working to improve or properly maintain your health.
Basically, follow your doctor’s orders and you are much more likely to qualify. And that means being able to get financial protection with life insurance that your loved ones need and deserve.
Let Oomph help you find a policy to fit you life. Get your free quote here.