Siobhan is a 42 year old, non smoker. She has two children under the age of 6 and has just recently separated from her husband.
Siobhan and her ex husband had life assurance which has lapsed since the separation. She is a part time worker on a salary of €50,000 and thus took out cover of €400,000 over a 20 year term at a cost of €41.82 per month.