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Stephen & Laura

Stephen and Laura are both 39 years old and non-smokers with three young children. They decided to take out a joint life insurance application......

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Barry

Barry is a 39 year old smoker married to Stacey. His wife has life cover in place but he has none other than their mortgage protection policy. He decided to take out a policy for financial security. .....

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Michael and Donna

Michael and his wife are both smokers in their 30s with one son. They decided to take out a life cover policy for over 23 years......

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