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Keith is aged 35 and is a smoker. His wife already has life cover through her work so he feels that getting cover for himself at €250,000 is more than adequate......

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Alan & Jane

Alan is 41 years old and his wife, Jane is 39. They are both non-smokers and have two sons. They were looking to take out life cover over a 13 year term. .....

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Michael is a 49 year old Financial Controller; he is a non-smoker and has recently divorced. Michael is in the process of purchasing a property. His mortgage is €280,000.....

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