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Paul & Joan

Paul is a 48 year old company director married to Joan a 50 year old housewife. Joan had been in full time employment but decided to give up work.....

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Michael and Donna

Michael and his wife are both smokers in their 30s with one son. They decided to take out a life cover policy for over 23 years......

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Patricia

Patricia is a 38 year old single mother working full time as a Pharmacist. Her son is 5. Patricia took out a €250,000 Life assurance policy over a 20 year term.....

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