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Stephen & Laura

Stephen and Laura are both 39 years old and non-smokers with three young children. They decided to take out a joint life insurance application......

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Barry

Barry is a 39 year old smoker married to Stacey. His wife has life cover in place but he has none other than their mortgage protection policy. He decided to take out a policy for financial security. .....

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Emily

Emily is a 32 year administrator on an income of €45,000, she is a smoker and is buying her first property.  Her mortgage is €165,000 over a 35 year term.....

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