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Kevin & Susan

Kevin and his wife are both non-smokers in their 30s. They have two children and wanted to ensure their children were financially secure for the future......

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Matthew & Sarah

Matthew is a 38 year old accountant and his partner Sarah is a 32 year old administrator in a bank, both are non-smokers. They have just been approved for a mortgage of €418,000.....

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Andy is aged 30 and is a non smoker. He has recently had his first child but he is separated from the mother and wants to ensure his child will be financially looked after.....

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