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Stephen & Laura

Stephen and Laura are both 39 years old and non-smokers with three young children. They decided to take out a joint life insurance application......

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Jack & Claire

Jack and Claire are both non-smokers. They have three young children and want to take out life cover in the event of their premature deaths......

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Keith

Keith is aged 35 and is a smoker. His wife already has life cover through her work so he feels that getting cover for himself at €250,000 is more than adequate......

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