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Barry is a 39 year old smoker married to Stacey. His wife has life cover in place but he has none other than their mortgage protection policy. He decided to take out a policy for financial security. .....

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Paul & Joan

Paul is a 48 year old company director married to Joan a 50 year old housewife. Joan had been in full time employment but decided to give up work.....

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Eoin & Lisa

Eoin is a 48 year old member of the Gardaí and his wife Lisa 45 is a part time administrator, both are non-smokers They have just been approved for a mortgage of €340,000.....

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