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Alex is a 40 year old teacher on an income of €55,000 per annum. He is a non-smoker and is a buying an investment property. .....

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Kevin & Susan

Kevin and his wife are both non-smokers in their 30s. They have two children and wanted to ensure their children were financially secure for the future......

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Brian & Ciara

Brian is 34 and his wife Ciara is 33. They are both non-smokers. They currently have no life assurance in place for family protection. .....

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