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Michael is a 49 year old Financial Controller; he is a non-smoker and has recently divorced. Michael is in the process of purchasing a property. His mortgage is €280,000.....

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Barry is a 39 year old smoker married to Stacey. His wife has life cover in place but he has none other than their mortgage protection policy. He decided to take out a policy for financial security. .....

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Bill & Lisa

Bill and his wife, Lisa are both non-smokers in their 30s with two young children. They decided to take life cover for family financial security. .....

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