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Michael is a 49 year old Financial Controller; he is a non-smoker and has recently divorced. Michael is in the process of purchasing a property. His mortgage is €280,000.....

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Brian & Ciara

Brian is 34 and his wife Ciara is 33. They are both non-smokers. They currently have no life assurance in place for family protection. .....

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Keith is aged 35 and is a smoker. His wife already has life cover through her work so he feels that getting cover for himself at €250,000 is more than adequate......

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