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Trevor is a 38 year old manager of a city centre pub. He is married to Deirdre, a 37 year old Insurance administrator. They have two children aged 7 and 5. Deirdre has life cover of four times her salary through her employment however none is provided for Trevor.

Trevor earns €55,000 per annum and insured himself for 10 times his salary to protect his family in the event of his untimely death. He took our €550,000 life assurance for a term of 20 years to allow for his youngest child to reach age 25. The premium was €41.73pm

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