Kevin is 35 years old and his wife, Susan is 34 years old. They are both non-smokers with two children, aged 5 and 3. Kevin earns €60,000 per annum and his wife works part time earning €20,000 per annum.
They took out €500,000 life insurance cover on Kevin and €200,000 on Susan for 22 years, costing them a total of €40.23 per month.